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🏘️ DSCR: The Smartest Way to Scale Your Rental Portfolio

Investor Focus

DSCR (Debt Service Coverage Ratio) Loans are the modern financing solution for the serious real estate investor. DSCR Loans allow you to scale your rental holdings quickly and efficiently because the loan approval is based on the cash flow of the property itself, not your personal tax returns.

If you are tired of providing endless personal financial documentation, DSCR loans are your easiest path to aggressive portfolio growth.


Why Investors Choose DSCR Financing

DSCR lending bypasses the primary hurdles of traditional bank financing, allowing you to finance more properties in less time.



Key Program Feature

No Income/Tax Verification :

Skip the hassle of personal W-2s and tax returns. The loan underwrites based on the property’s market rent or existing lease structure. 


Streamlined Qualification: 

Perfect for investors with multiple income streams, those who write off expenses, or those looking to close deals quickly before the competition.     


High Leverage for Growth:  

We secure DSCR ratios as low as 1.0, maximizing your leverage and borrowing power to facilitate continuous acquisition. 


Cash-Out Refinancing: 

Use the equity in your existing, stabilized rental properties to pull out cash tax-free and fund your next purchase. 

Product Highlights and Eligible Properties

We provide direct access to specialized fund managers who offer highly competitive DSCR terms nationwide.

  • Property Types: Single-Family Rentals (SFR), 2-4 Unit Multi-Family, Condos, and Short-Term Rentals (STR/Airbnb properties).
  • Borrower Focus: Ideal for investors operating under an LLC or corporation.
  • Loan Terms: Competitive fixed-rate terms with interest-only payment options available to maximize cash flow during the hold period.
  • Foreign National Options: Capital options available for international investors seeking to acquire U.S. investment property.


Ready to Scale Your Portfolio?

Stop being limited by your tax returns. Partner with BCF Commercial Capital to leverage the power of your property's cash flow.

Start Your Confidential Application

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