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🛠️ Fix & Flip Loans: Capital for High-Yield Rehab Projects

Investor Focus

The success of any fix and flip deal hinges on two things: speed to close and maximizing leverage on the total project cost. At BCF Commercial Capital, we provide the essential financing that covers both the acquisition and the renovation budget, giving you the certainty to execute your plan quickly.


The Investor's Advantage: Funding Based on ARV

Traditional banks move too slowly for the competitive auction or distressed sale market. Our Fix and Flip program focuses on the After-Repair Value (ARV), not just the current price, allowing you to borrow more and minimize your out-of-pocket costs.

Key Program Feature

 High Leverage:

Fund up to 90% of the Purchase Price and up to 100% of the Rehab/Construction Costs (depending on the ARV).


Fast Closings:

Solutions funded by private capital and specialized funds mean closings can occur in 10 to 20 days, ensuring you beat competing offers.    


Simplified Draws:

Rehab funds are released quickly via an efficient draw process, keeping your contractors paid and your project on schedule.   


Interest Only Payments: 

Manage cash flow effectively with interest-only payments during the renovation period. 

Why BCF Capital is Your Fix and Flip Partner

Our advisory expertise, combined with direct access to private capital, delivers a significant edge in the fix and flip market:

  • Valuation Strategy: We help you structure the loan based on a realistic ARV assessment, maximizing the capital available for the entire project.
  • Experience in Transition: We understand the lifecycle of a flip. We structure your short-term debt with your planned sale or conversion into permanent rental debt (DSCR or conventional) clearly in mind.
  • Broad Property Scope: We fund both single-family residential flips and small-scale commercial or multi-unit rehab projects across the nation.

Ready to Execute Your Next Flip?

 Stop letting slow lenders determine your deal flow. Partner with BCF Commercial Capital for the fast, flexible funding your high-yield projects demand. 

Start Your Confidential Application

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