Financing ground-up commercial and multi-family development is the most complex capital endeavor. BCF Commercial Capital specializes in securing and managing the substantial capital required for new construction, ensuring your project remains on schedule and on budget from site acquisition to Certificate of Occupancy (COO).
We partner with specialized funds and institutional lenders who understand development risk and provide competitive financing structured around a developer's lifecycle.
Our core value is providing certainty in execution. We structure your loan to cover both the horizontal (site work) and vertical (building) construction phases, minimizing your upfront equity commitment.
High Leverage:
Secure high Loan-to-Cost (LTC) ratios, maximizing your borrowing power and preserving your working capital.
Efficient Draw Management:
Funds are released via a predictable, timely draw process contingent upon verified construction milestones, ensuring contractors are paid and work continues without costly delays.
Flexible Terms:
We offer terms aligned with your build timeline (typically 12-36 months) and structure the loan to match your exit strategy (sale or stabilization).
Interest-Only Payments:
Manage cash flow and minimize carrying costs with interest-only payments during the full construction period.
Our background in banking and advisory services is crucial for navigating the nuances of new construction financing:

Stop losing time navigating rigid bank committees. Partner with BCF Commercial Capital to secure the flexible, timely construction capital required for your next successful development.
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