Quick Capital, and Time-Sensitive Acquisitions
Fix and Flip Loans
Investor Goal & Focus
Purchasing, renovating, and quickly selling residential or small commercial properties for profit.
Key Feature Highlight
Maximum Leverage & Fast Draws. Capital covers acquisition and rehab costs, with quick funding to meet auction or distressed sale deadlines.
Hard Money Loans
Investor Goal & Focus
Securing urgent, asset-based financing for time-sensitive deals, non-stabilized properties, or unique situations.
Key Feature Highlight
Asset Value Over Credit Score. Decisions based primarily on the property's value and your exit plan, ensuring funding in days, not months.
Stability, Scaling Rental Income, and Ground-Up Build
DSCR Loans
Investor Goal & Focus
Scaling your rental portfolio without using personal income or tax returns for qualification.
Key Feature Highlight
Qualify by Cash Flow (DSCR). Approval is based on the property's rental income, making it the easiest path to scaling multi-property investments.
Cash-Out Refinance
Investor Goal & Focus
Pulling tax-free equity out of stabilized assets to fund new acquisitions or business expenses.
Key Feature Highlight
Maximize Liquidity. We secure high Loan-to-Value (LTV) ratios on stabilized CRE to unlock maximum working capital for your next deal.
Long-Term Rehab Loans
Investor Goal & Focus
Major, non-flip renovation projects for stabilized assets where short-term hard money isn't suitable.
Key Feature Highlight
Permanent Debt Structure. Funds renovation costs within a long-term, conventional loan or Permanent Debt Structure, avoiding the high cost and short timeline of bridge financing.
New Construction Loans
Investor Goal & Focus
Financing the horizontal and vertical development of ground-up commercial or multi-family projects.
Key Feature Highlight
Expert Draw Management. We structure construction funds with timely draw schedules, ensuring your build stays on budget and on time.
Owner-Occupied Purchase Loan
Investor Goal & Focus
Asset Acquisition & Stability, Cash Flow Optimization, and Long-Term Wealth Building
Key Feature Highlight
High Leverage & Low Equity. Secure the building with as little as 10% down (SBA 504), reserving working capital for business growth.
Longest Fixed Terms. Benefit from fully amortized loans over 20 or 25 years, locking in predictable, low monthly payments.
Equity Creation. Convert rent—a business expense—into a tangible asset and source of business wealth.